Board of Director's Bio

Charles Le
Director, Securitization
ATB Financial

Securitization Director at ATB Financial Residing in Calgary, Alberta, Charles is responsible for managing ATB Financial's securitization strategy and operations. Off duty, he's a fan of all outdoor activities and creative design.

Neill McDonald,
Director & Head of Mortgage Funding
Scotiabank 

Neill McDonald is the Director & Head of Mortgage Funding at Scotiabank Global Banking and Markets. He’s currently responsible for mortgage aggregation including CMB, NHA MBS, RMBS, ABCP and other related products. He joined the Canadian Securitization team in 2010 and remains actively involved in the structuring and execution of securitization transactions across a variety of asset classes. He holds a Bachelor of Mathematics from University of Waterloo and is a CFA Charterholder

Hilina Mulat
Treasurer
Bridgewater Bank

As Treasurer at Bridgewater Bank, Hilina Mulat leads treasury operations, liquidity, and the bank’s mortgage securitization programs. Backed by an MBA in Finance from the University of Calgary and capital markets experience with Brookfield Properties and Husky Energy, she brings a sharp, practical issuer perspective and a deeply collaborative spirit to the MBSIA.

Ighome Ojameruaye
Director, Securitization
Manulife Bank

Ighome Ojameruaye is Director of Securitization at Manulife Bank, where she leads secured funding initiatives across NHA MBS, CMB, and private securitization programs. She brings broad treasury experience across bank and non-bank environments, spanning mortgage pooling, collateral management, and funding strategy. She holds an MSc in Investment from the University of Birmingham and is a CFA Charterholder.

Francis Robillard
Managing Director, Securitization
National Bank of Canada

Francis Robillard is a Director of Securitization at National Bank of Canada, where he oversees the securitization of all bank assets as part of the funding desk. With over 20 years of experience at the bank, Francis has held a variety of roles spanning risk management, financial modeling, mortgage derivative trading, rates market making, and securitization. He holds a degree in Finance and Mathematics from McGill University.

Gaylen Silva
Head Securitization Finance & Operations,
Bank of Montreal

Gaylen Silva, as Head, Securitization Finance and Operations, Corporate Treasury, Bank of Montreal (BMO), leads the team that is responsible for the external reporting, accounting and other operations in support of securitization of the bank’s own assets. BMO’s securitization programs include notes backed by mortgages, homeowner lines of credit, credit cards, auto loans and transportation finance loans. Gaylen also works on various projects including process automation, optimizing securitization programs in partnership with the Corporate Funding team and people leader training. She has over 25 years of finance experience at BMO, including over 5 years in asset securitization and over 5 years supporting the P&BB business. Gaylen has been an active member of the Mortgage-Backed Securities Issuer Association (MBSIA), leading the E-signature and Digitization Working Group.

Jude Shawera,
Director, Asset Securitization, Corporate Treasury
Royal Bank of Canada

Jude Shawera, as Director, Asset Securitization, Corporate Treasury, Royal Bank of Canada, is responsible for the structuring and execution of the securitization of the bank’s own assets. He also works on various projects including recently leading Corporate Treasury’s LIBOR transition. Jude has over 20 years of treasury experience including over 15 years in asset securitization. In his current assignment, the focus is on the bank’s mortgage and credit card securitization programs. Jude has prior experience in both public and private auto loan, auto lease, and dealer floorplan securitizations while responsible for the Canadian securitization programs of Ally Credit Canada Limited, formerly GMAC of Canada, Limited. Jude has been active in multiple industry working groups and is currently serving as chair of the Mortgage-Backed Securities Issuer Association (MBSIA).